The Central government, SBI and the PSU Banks are in for severe criticism for the NPAs (unpaid loans), mainly by the corporates. It has reached more than Rs. 7 lakh crore. It is reported in the press that this NPA is coming down. This is completely bogus news. The government and Banks are stating now that the NPA is being reduced than from last year. T0 reduce the NPA, what the government had did was that it wrote off the unpaid loans. Fine remedy! The corporates need not pay back and they can take more loans. The Central Govt is doing all these thing only to help the corporates and harass the people.