It is almost incredible. The 19 Public Sector Banks in the country are having Non-Performing Assets (NPA) of Rs. 2.6 lakhs as in September 2015. NPA means bad loans which are not repaid so far. The NPA in March 2015 was Rs. 2.3 lakhs.

These bad loans are mainly given to corporates and big business. The name of almost every big corporate house and big business concern are in the list of defaulters. They are given hundreds of crores of rupees as loan and they are not repaid. While, the banks take strong action to recover amount from the common man who takes loan, no such action is taken against  the big fish.

On the one side the banks are crying about NPA, but again more and more such loans are given, resulting in the increase of the NPA.